/* Ampya — shared stylesheet for glossary and tool pages. Same tokens as the main site. */
:root{
  --paper:#F4F3F8; --white:#fff; --ink:#111114; --ink-2:#5E5E6A; --ink-3:#6E6E7B;
  --line:#E3E1EA; --deep:#16161C;
  --peach:#F69A78; --coral:#EE7878; --violet:#A96BA6; --indigo:#5D65B0;
  --t-peach:#FFE3D6; --t-rose:#FCDDE3; --t-lav:#E8E2F7;
  --accent:#B33D63;
  --money:#17A865; --money-t:#D2F4E1; --amber:#F2A93B; --amber-t:#FDEBCB;
  --brand:linear-gradient(120deg,#F69A78 0%,#EE7878 34%,#A96BA6 68%,#5D65B0 100%);
  --display:"Bricolage Grotesque","PingFang SC","Hiragino Sans GB","Microsoft YaHei","Helvetica Neue",Arial,sans-serif;
  --sans:"Geist",-apple-system,BlinkMacSystemFont,"PingFang SC","Microsoft YaHei","Helvetica Neue",Arial,sans-serif;
  --mono:"Geist Mono",ui-monospace,Menlo,monospace;
  color-scheme:light;
}
*{box-sizing:border-box}
html{background:var(--paper);scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-size:17px;line-height:1.5;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3{margin:0;font-family:var(--display);font-weight:800;letter-spacing:-0.04em;line-height:1.02;text-wrap:balance}
p{margin:0}
a{color:inherit}
img{max-width:100%}
:focus-visible{outline:3px solid var(--coral);outline-offset:3px;border-radius:10px}
.skip{position:absolute;left:-9999px;top:0;z-index:100;background:var(--ink);color:#fff;
  padding:12px 20px;border-radius:0 0 14px 0;font-weight:600;text-decoration:none}
.skip:focus{left:0}
.wrap{max-width:820px;margin:0 auto;padding-inline:24px}
.wrap-w{max-width:1140px;margin:0 auto;padding-inline:24px}
@media (max-width:560px){.wrap,.wrap-w{padding-inline:16px}}
.mono{font-family:var(--mono)}
.grad{background:var(--brand);-webkit-background-clip:text;background-clip:text;color:transparent}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:50;background:rgba(244,243,248,.82);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid var(--line)}
.nav-in{max-width:1140px;margin:0 auto;padding:13px 24px;display:flex;align-items:center;gap:16px}
@media (max-width:560px){.nav-in{padding-inline:16px}}
.lockup{display:flex;align-items:center;gap:9px;text-decoration:none;flex:none}
.lockup img{display:block}
.nav-sp{flex:1}
.nav a.nlink{text-decoration:none;font-weight:500;font-size:15px;color:var(--ink-2);white-space:nowrap}
.nav a.nlink:hover{color:var(--ink)}
@media (max-width:640px){.nav a.nlink.hide-s{display:none}}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:50px;
  padding-inline:24px;border-radius:999px;border:0;font:600 16px/1 var(--sans);
  text-decoration:none;cursor:pointer;white-space:nowrap;transition:transform .3s cubic-bezier(.2,.8,.2,1),box-shadow .3s,opacity .2s}
.btn:hover{transform:translateY(-2px)}
.btn-ink{background:var(--ink);color:#fff;box-shadow:0 10px 28px -12px rgba(17,17,20,.55)}
.btn-sm{height:40px;padding-inline:18px;font-size:14.5px}
.btn-line{border:1.5px solid var(--line);background:var(--white);color:var(--ink)}

/* ---------- head block ---------- */
.crumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:14px;color:var(--ink-3);margin-bottom:22px}
.crumb a{text-decoration:none;color:var(--ink-2)}
.crumb a:hover{color:var(--ink)}
.crumb span[aria-hidden]{opacity:.5}
.head{padding-block:58px 34px}
.head h1{font-size:clamp(38px,5.6vw,62px)}
.dek{margin-top:20px;font-size:20px;line-height:1.45;color:var(--ink-2);max-width:42em}
.meta{margin-top:26px;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:13.5px;color:var(--ink-3)}

/* ---------- answer-first block ---------- */
.answer{position:relative;background:var(--white);border-radius:26px;padding:32px 34px;
  margin-block:8px 44px;box-shadow:0 22px 50px -32px rgba(17,17,20,.34);border:1px solid var(--line)}
.answer p{font-size:20px;line-height:1.52;letter-spacing:-0.004em}
@media (max-width:560px){.answer{padding:24px 22px;border-radius:22px}.answer p{font-size:18px}}

/* ---------- prose ---------- */
.prose{padding-bottom:20px}
.prose h2{font-size:clamp(26px,3.6vw,34px);margin-top:54px;letter-spacing:-0.035em}
.prose h3{font-size:20px;margin-top:34px;letter-spacing:-0.025em;font-weight:700}
.prose p{margin-top:16px;color:#2C2C35;line-height:1.62}
.prose p.lead{font-size:18.5px}
.prose ul,.prose ol{margin:16px 0 0;padding-left:22px;color:#2C2C35;line-height:1.62}
.prose li{margin-top:9px}
.prose li::marker{color:var(--accent)}
.prose a{color:#4A52A4;text-underline-offset:3px}
.prose strong{font-weight:600;color:var(--ink)}
.prose code{font-family:var(--mono);font-size:.9em;background:var(--t-lav);
  padding:2px 7px;border-radius:7px}

/* ---------- table ---------- */
.tw{margin-top:22px;overflow-x:auto;border-radius:20px;border:1px solid var(--line);background:var(--white)}
table{width:100%;border-collapse:collapse;font-size:15.5px;min-width:520px}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
th{font:600 12.5px/1.3 var(--sans);letter-spacing:.09em;text-transform:uppercase;color:var(--ink-2);
  background:#FAF9FC;white-space:nowrap}
tr:last-child td{border-bottom:0}
td.num{font-family:var(--mono);white-space:nowrap;font-weight:500;font-variant-numeric:tabular-nums}
td.num:not(:has(+ td)),td.num.words{font-family:var(--sans)}

/* ---------- callouts ---------- */
.note{margin-top:26px;border-radius:20px;padding:20px 24px;font-size:15.5px;line-height:1.55}
.note b{display:block;margin-bottom:6px;font-weight:600}
.note-warn{background:var(--amber-t);color:#5B3D06}
.note-ok{background:var(--money-t);color:#0B4F2C}
.note-neutral{background:var(--t-lav);color:#2E2748}

/* ---------- chips ---------- */
.chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}
.chip{display:inline-flex;align-items:center;gap:7px;padding:8px 15px;border-radius:999px;
  background:var(--white);border:1px solid var(--line);font-size:14px;font-weight:500;text-decoration:none}
.chip:hover{border-color:var(--violet)}
.chip i{width:8px;height:8px;border-radius:50%;background:var(--brand);font-style:normal}

/* ---------- calculator ---------- */
.calc{background:var(--deep);color:#fff;border-radius:30px;padding:34px;margin-top:36px;position:relative;overflow:hidden}
@media (max-width:560px){.calc{padding:24px 20px;border-radius:24px}}
.calc h2{color:#fff;font-size:26px;margin:0}
.calc .hint{margin-top:10px;color:rgba(255,255,255,.62);font-size:15px}
.fields{margin-top:26px;display:grid;gap:20px}
.f label,.f .lg{display:block;font:600 12.5px/1 var(--sans);letter-spacing:.09em;
  text-transform:uppercase;color:rgba(255,255,255,.58);margin-bottom:11px}
.f input[type=number],.f input[type=text],.f select{width:100%;height:50px;border-radius:15px;
  border:1.5px solid rgba(255,255,255,.18);background:rgba(255,255,255,.07);color:#fff;
  padding-inline:16px;font:500 16.5px var(--sans);appearance:none}
.f input:focus-visible,.f select:focus-visible{outline:3px solid #fff;outline-offset:3px;border-color:rgba(255,255,255,.72);background:rgba(255,255,255,.12)}
.f select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none'%3E%3Cpath d='M1 1.5 6 6.5l5-5' stroke='white' stroke-opacity='.6' stroke-width='1.6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 17px center;padding-right:42px}
.f select option{background:#22222B;color:#fff}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg button{border:1.5px solid rgba(255,255,255,.18);background:rgba(255,255,255,.06);color:rgba(255,255,255,.8);
  padding:11px 16px;border-radius:13px;font:500 15px var(--sans);cursor:pointer;transition:.18s}
.seg button[aria-pressed=true]{background:#fff;color:var(--ink);border-color:#fff;font-weight:600}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:520px){.two{grid-template-columns:1fr}}
.out{margin-top:30px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14)}
.out-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:11px 0;
  font-size:15.5px;color:rgba(255,255,255,.72)}
.out-row b{font-family:var(--mono);font-weight:500;color:#fff;font-size:16px;white-space:nowrap}
.out-tot{display:flex;justify-content:space-between;align-items:baseline;gap:16px;
  margin-top:14px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14)}
.out-tot span{font-size:15.5px;color:rgba(255,255,255,.72)}
.out-tot b{font-family:var(--display);font-size:clamp(34px,7vw,48px);font-weight:800;letter-spacing:-0.04em;line-height:1}
.out-note{margin-top:20px;font-size:13.5px;line-height:1.5;color:rgba(255,255,255,.5)}
.copy{margin-top:22px;display:flex;gap:10px;flex-wrap:wrap}
.copy button{height:44px;padding-inline:19px;border-radius:999px;border:1.5px solid rgba(255,255,255,.22);
  background:transparent;color:#fff;font:600 14.5px var(--sans);cursor:pointer}
.copy button:hover{background:rgba(255,255,255,.1)}
.nojs{margin-top:22px;padding:16px 20px;border-radius:16px;background:rgba(255,255,255,.08);
  font-size:15px;color:rgba(255,255,255,.75)}
.js .nojs{display:none}

/* verdict card (payment tool) */
.verdict{margin-top:26px;border-radius:20px;padding:22px 24px;display:none}
.verdict.on{display:block}
.verdict h3{font-size:19px;margin:0 0 8px}
.verdict p{margin-top:8px;font-size:15.5px;line-height:1.55}
.v-ok{background:var(--money-t);color:#0B4F2C}
.v-warn{background:var(--amber-t);color:#5B3D06}
.v-info{background:var(--t-lav);color:#2E2748}
.vlist{margin:12px 0 0;padding-left:20px}
.vlist li{margin-top:7px;font-size:15px;line-height:1.5}

/* ---------- card grid ---------- */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:16px;margin-top:30px}
.card{display:block;background:var(--white);border:1px solid var(--line);border-radius:24px;
  padding:26px;text-decoration:none;transition:transform .3s cubic-bezier(.2,.8,.2,1),box-shadow .3s,border-color .3s}
.card:hover{transform:translateY(-4px);box-shadow:0 26px 54px -30px rgba(17,17,20,.4);border-color:transparent}
.card h3{font-size:21px;letter-spacing:-0.03em}
.card p{margin-top:10px;color:var(--ink-2);font-size:15.5px;line-height:1.5}
.card .go{margin-top:16px;display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:14.5px;color:var(--indigo)}
.card .tagp{display:inline-flex;align-items:center;gap:7px;font:600 11.5px/1 var(--sans);
  letter-spacing:.09em;text-transform:uppercase;color:var(--ink-3);margin-bottom:14px}

/* ---------- cta ---------- */
.cta{margin:62px 12px 0;border-radius:36px;background:var(--brand);position:relative;overflow:hidden;
  padding:54px 40px;color:#fff;text-align:center}
@media (max-width:560px){.cta{padding:38px 22px;border-radius:28px;margin-inline:8px}}
.cta::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(40,14,48,.46),rgba(40,14,48,.34) 42%,rgba(40,14,48,.20));pointer-events:none}
.cta > *{position:relative;z-index:1}
.cta h2{font-size:clamp(28px,5vw,42px);color:#fff}
.cta p{margin-top:14px;font-size:17.5px;color:rgba(255,255,255,.93);max-width:34em;margin-inline:auto}
.cta .btn{margin-top:26px;background:#fff;color:var(--ink)}

/* ---------- footer ---------- */
footer{margin-top:56px;padding-block:46px 40px;border-top:1px solid var(--line)}
footer .fl{display:flex;flex-wrap:wrap;gap:14px 26px;align-items:center}
footer a{color:var(--ink-2);text-decoration:none;font-size:15px}
footer a:hover{color:var(--ink)}
footer .legal{margin-top:24px;color:var(--ink-3);font-size:13.5px;line-height:1.6;max-width:70ch}
footer .legal p{margin-top:8px}

/* ---------- reveal ---------- */
.rv{opacity:0;transform:translateY(12px)}
.js .rv{transition:opacity .5s cubic-bezier(.2,.8,.2,1),transform .55s cubic-bezier(.16,1,.3,1)}
.rv.in{opacity:1;transform:none}
html:not(.js) .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}
  .rv{opacity:1;transform:none}
}

/* glossary Q&A blocks */
.qa{border-top:1px solid var(--line);padding-top:22px;margin-top:22px}
.qa h3{font-size:19px;margin:0;letter-spacing:-0.025em;font-weight:700}
.qa p{margin-top:11px;color:var(--ink-2);font-size:16.5px;line-height:1.58}
.src{color:var(--ink-3);font-size:.92em}
.prose .note a{color:inherit;font-weight:600}

/* Browser surfaces */
::selection{background:#EFD9E6;color:var(--ink)}
.calc ::selection,.cta ::selection{background:rgba(255,255,255,.30);color:#fff}
:root{caret-color:var(--coral);accent-color:var(--indigo)}
.prose li::marker{color:var(--accent)}
td.num,.out-row b,.out-tot b{font-variant-numeric:tabular-nums}
html{scrollbar-color:#C9C3D6 transparent;scrollbar-width:thin}
::-webkit-scrollbar{width:11px;height:11px}
::-webkit-scrollbar-track{background:transparent}
::-webkit-scrollbar-thumb{background:#C9C3D6;border-radius:99px;border:3px solid var(--paper)}
::-webkit-scrollbar-thumb:hover{background:#A69EBB}
.calc ::-webkit-scrollbar-thumb{background:#4A4A57;border-color:var(--deep)}
a{text-underline-offset:3px;text-decoration-thickness:1.5px}